Rates

Share Rates

Dividend Rate

APY

Savings

0.25%

0.25%

Checking

0.00%

0.00%

Vacation & Christmas Clubs

0.25%

0.25%

Share Certificates

Dividend Rate

APY

$1000 min. - 1 yr.*

0.50%

0.50%

Traditional and Roth IRAs

0.50%

0.50%

New Vehicle Rates

APR

Terms

Untitled as low as:

4.90%

84 months

Used Vehicle Rates

APR

Terms

0-7 years old as low as:

6.50%

72 months

Signature Loan

APR

Terms

Based on credit history
as low as:

10.00%

60 months

Share Secured as low as:

4.00%

60 months


Membership Deposit & Fee Schedule

Effective Date: 4/14/2021

Credit Union Membership

Type of Account Minimum Balance
Minimum Balance - Regular Share Account $25.00
Minimum Balance with a VISA, Loan, IRA, Checking,
Certificate of Deposit, and VISA Debit/ATM Card.
$25.00

Savings Account Fees

Type of Fee Fee
Early Exit Fee
(Account must be open for 6 months)
$25.00
Dormant Accounts $5.00 a month

Checking Account Fees

Type of Fee Fee
Overdraft Transfer $25.00
NSF $35.00*
Stop Payment $25.00*
Account Recon/History Research $25.00 per hour

ATM/Debit & VISA Credit Card Service Fees

This service is open to credit union members in good standing and that have a Share Draft (Checking) account.

Type of Fee Fee
Lost/Replacement Credit Card $25.00*
Lost/Replacement Debit Card $10.00*
New/Lost/Replace VISA Prepaid $6.00
ATM Cash WIthdrawl $3.00
ATM Point of Sale $3.00
PIN Reminders $1.00
VISA Late Fee $25.00
VISA Prepaid Load $3.00

Other Service Fees

Type of Fee Fee
Domestic Wire Transfer Outgoing $35.00*
Foreign Wire Transfer Outgoing $50.00
Money Order $1.00
Certified Check $2.00
Send/Receive FAX $2.00/page*
Statement Repring $5.00/page*
Paper Statement (per statement) $2.00
Cash Pickup $2.00

2 Rivers Area Credit Union
296 W. Jeffery Street
Kankakee, IL 60901


Phone: (815) 935-2270
Fax: (815) 935-1310
Routing Number: 271985624

Not-for-profit


Loan Application

Download a printable loan application

Please mail or fax application to:
2 Rivers Area Credit Union 
296 W Jeffery St.
Kankakee, IL 60901
 

Or fax to:
815-935-1310

We're here to help you!

© 2024 2 Rivers Area Credit Union